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white paper

Open Finance: Shaping the next-gen
data-driven financial services

Ankur Sinha
Ankur Sinha

About the white paper

Do you want to explore data sources not traditionally used to assess the feasibility of providing banking services (including credit)? Want to build hyper-personalized banking products that customers love? 


Welcome to the future of financial services, where open finance makes the above possible.

Open finance is the next level beyond open banking. Led by an open ecosystem where financial institutions (including banks) can securely exchange their customer data with one another with the customers’ consent, open finance enables companies to build user-centric financial services — a far-fetched idea a few years ago!

But what exactly is open finance? How can you make intelligent decisions through data insights?


Explore this whitepaper to learn about:

  • Open banking vs. open finance
  • Relevance to the customers, banks, and TPPs (third-party providers)
  • Selected use cases
  • Regulations, challenges, and the future.
White paper

Open Finance: Shaping the next-gen data-driven financial services