Mobile imaging technology is one of many new innovations improving the customer experience in retail banking. We’ve all seen how “Remote Deposit Capture” (RDC) is growing in adoption, with mobile photos snapped of checks, then sent via smartphone for deposit. Now we’re seeing the next advancement in “Photo Bill Payment” apps, helping consumers make payments to companies that only issue hard-copy bills and invoices. The idea is straightforward: take a mobile photo of the invoice or bill, and let the technology scan the bill’s image to collect critical information, such as name and address of vendor, payment amount, and date due. The mobile app will then pay the bill electronically from the user’s account.